International health insurance for expats, nomads and families in 150+ countries
Ankyro is an AI agent that compares plans across hundreds of insurers and finds the one that fits you. Once you’re covered, send claims, questions and renewals on WhatsApp. Free for you.
Free. No sign-up. 7 quick questions.
Watch it work
The policy wording, the exclusions, the waiting periods. Ankyro checks every plan against your life and keeps only the ones that fit.
After you buy
Ankyro stays with you after you’re covered. Claims, renewals, questions: just send a message. Or do it all in your dashboard.
Who it’s for
New country, new rules, new doctors. Your cover should be the 1 thing you don’t have to think about.
The NHS and Medicare don’t follow you abroad, and some visas turn down the wrong policy. Here’s what stops when you leave, and what a good expat plan needs.
Read more Remote workersMost “nomad insurance” is travel cover you can renew. Spain won’t accept that for its nomad visa, and Thailand’s DTV asks for nothing. Here’s how to pick.
Read more Families abroadMaternity cover starts 10 to 12 months after you buy, and a newborn has to be added within weeks. Here are the real rules from insurers’ own pages, and how to plan around them.
Read more Retiring abroadYour retirement visa may set a minimum. Insurers set an age limit to join. Medicare stays at home. Here are the rules, country by country.
Read more Health conditionsDiabetes, asthma, a past operation. How the insurer checks your health decides what it pays. Here is how the 2 main methods work, with real wording.
Read more Students abroadAustralia wants OSHC, the UK a £776 surcharge, Germany a public fund until 30. Each country has its own rule. Here they are, side by side.
Read morePricing
Insurance has always worked this way. We just say it out loud.
The normal price, straight to the insurer. The same as buying from them directly. We never touch your money.
Insurers pay a fee to the licensed broker who brings them a customer. That’s standard across the industry.
The insurer or our broker partner pays Ankyro a fee, because we did the work. That’s how we stay free for you.
Your health answers stay yours. Encrypted, shared only with the broker and the insurer you choose, never sold.
More on pricingQuestions
Anything else, ask Ankyro in the chat or write to hello@ankyro.com.
All 12 questionsA health plan for people who live outside their home country. It covers everyday care, hospital stays and ongoing treatment in the countries you choose, often including your home country. Expats, remote workers, students and retirees abroad use it.
Usually not. Travel insurance covers emergencies on short trips. If you live abroad, you need a plan that also covers check-ups, specialists and long treatments.
No. In each country we also look at local plans, which are sometimes cheaper and sometimes required for your visa. International plans go through our international broker partner, local plans through a broker licensed in that country.
Yes. When you buy, the insurer or our broker partner pays Ankyro a fee. You pay the insurer’s normal price, the same as if you went to them directly.
No. The insurer is the company that covers you and pays your medical bills. A licensed broker partner checks and files your application. Ankyro does the work in between: finding the plans, comparing them and filling in the forms.
